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Boat Hurricane Insurance Article
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Why You Need Boat Insurance Coverage
from:You need boat insurance coverage for several reasons. Accidents can occur at any time when you own a boat. Having insurance allows you to pay for damages to the boat or to personal property that was on the boat. If you are involved in a collision, you may be responsible for paying for damages to another boat. Insurance can help you cover these costs as well. Medical coverage will protect you, and any passengers you have aboard with you. Boat insurance coverage involves paying a premium, but in case there is an accident, you will be covered.
Another reason you need boat insurance coverage is that many marinas insist you have insurance before using their docks. Because boats are oftentimes very close to one another, the potential for damage is greater. Marinas will not take responsibility for damages that occur while the boat is docked or when you are leaving or entering the marina. Boat insurance coverage is needed to protect everyone. You will have to show proof of insurance when you rent a docking slip. Some marinas sell this type of insurance, but you should read the policy carefully to see what it covers.
The third reason you need to have boat insurance coverage is because of natural disasters including hurricanes, tropical storms, earthquakes, and fire. If you live in a region where these natural disasters occur often, you may be required to buy boat insurance coverage specifically for natural disasters. If this type of insurance is not required, but you want to protect your boat, buying a smaller amount of this coverage is recommended. Boat insurance may cover the cost of a new boat in the event of a natural disaster.
The last reason you need boat insurance is in the case of theft or excessive water damage to your boat. Boats are stolen from marinas and private property all the time. Having boat insurance coverage will allow you to replace the boat or make repairs to the boat if it is found. Excessive water damage includes damage to the external parts of the boat that caused it to sink or take on water. If this happens, you will have to replace internal parts including flooring, upholstery, and mechanical parts as well. These parts can be expensive when you don’t have boat insurance.
As you can see, there are many reasons to purchase boat insurance coverage. There are many policies to choose from and you should choose a policy that covers what you need it to. Protecting yourself from costly repairs allows you to enjoy the time spent on your boat.
Boat Hurricane Insurance Specific links
Boat Hurricane Insurance News
Could Your Insurance Withstand a Hurricane? - Fox Business
Could Your Insurance Withstand a Hurricane? Fox Business By Terry Sheridan No one likes thinking about damage to their home and property from hurricanes. But it happens, and sometimes it's catastrophic. Here's what you should know and do now about hurricane insurance coverage. The biggest mistake people make ... |
Boat Tip: May 18, 2012 - TCPalm
Boat Tip: May 18, 2012 TCPalm Insurance: May is a good month to review one's boat insurance. Make adjustments as necessary. On the hard: May, not August, is the time to look into area boatyards and marinas that offer hurricane haul out programs. Get updates: With social media and ... |
Seaside Insurance Holds Ribbon Cutting for Carolina Beach Location - Island Gazette
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Spring Magic Today (holiday weekend T-storms, 90 by Sunday?) - Minneapolis Star Tribune (blog)
 BBC News | Spring Magic Today (holiday weekend T-storms, 90 by Sunday?) Minneapolis Star Tribune (blog) The Federal Emergency Management Agency said Monday, May 30, 2011 that it will consider bringing in trailers, as it did for New Orleans after Hurricane Katrina, if enough homes are not available." Safe Boating Week. This is Safe Boating Week in ... From rubble to rebuilding: A year in Joplin, Mo. |
Lyford Cay Club and Elizabeth on The Bay join the MOB - Nassau Guardian
 Nassau Guardian | Lyford Cay Club and Elizabeth on The Bay join the MOB Nassau Guardian The MOB plans to work with insurance companies in an effort to encourage boaters to keep their vessels in The Bahamas during the hurricane season. File Photo The Marina Operators of The Bahamas (MOB) has welcomed two more New Providence-based marinas ... |